Strugglehood: A Practical Guide to Financial Situations No One Bothered Teaching Us by Brandon Brumage

Author:Brandon Brumage [Brumage, Brandon]
Language: eng
Format: epub
Publisher: Brumagement, LLC
Published: 2018-07-12T21:00:00+00:00

Another option, if you haven’t done so already, is to use this knowledge to refinance your student loans. Hopefully, this will provide you with a new, lower interest rate and ultimately a lower payment. On the flip side, if your problem isn’t due to lack of funds but you simply missed payments because you have so many, try consolidating your loans into one.

If you’ve exhausted all of these other options, you can try to place your student loans in deferment or forbearance. While these aren’t great options, they’re definitely better than defaulting. Placing your loans in deferment or forbearance means you won’t have to make payments for a set period. While in deferment, your loans will continue to accrue interest unless you have a subsidized loan. Deferment requires strict criteria to be met, and you must file the appropriate paperwork. To meet those criteria, you must be:

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